Home Improvement Loan

Discover home improvement financing and turn your dreams into reality.

Finance any home improvement project, at a low rate. When you have good credit, you deserve a low-interest, fixed-rate loan. You can be confident that’s what you’ll get with Fulton Bank, because we back our low rates with our Rate Beat Program.

You control the terms of your Fulton Bank home improvement loan. Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years. When you have good to excellent credit, the choice is yours. Fulton is an online lending division of Truist (a newly formed merger between Fulton Bank. For borrowers with good to excellent credit, annual percentage rates on home improvement loans start at 4.99% and the lender charges no fees. Well-qualified applicants may be able to borrow as much as $100,000 with no home equity requirements.

Making upgrades or the right repairs to your home can often be a wise investment, adding considerably to its resale value (not to mention its comfort, style, and looks). Unfortunately, people often can’t afford big property projects without taking a home improvement loan. Whatever sort of task you want to tackle, it probably won’t be cheap: The average kitchen remodel in the United States costs more than $23,000. Bathroom remodels average $21,000 and up. Even a simple 16 x 20-foot wood deck could set you back more than $14,000.1 If you’re looking for financing to cover home renovation or repair costs, you’re in luck. We’ve done a lot of the legwork for you—comparing interest rates, fees, terms, and other factors you should consider. Here are our picks for the best home improvement loans currently available.