Secured Credit Card
The standard variable APR For purchases is 15.99% to 24.99% based on your creditworthiness. The standard variable APR for cash advances is 25.24%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. The annual fee is $99. However, this fee is waived for the first 12 months. Minimum interest charge -- $0.50. Fee for Foreign Purchases – None. Cash advance fee – either 5% or $10 of the amount of each cash advance, whichever is greater.